Estate
Planning
Specialists
American Senior Advisors
helping seniors protect their assets
No matter the size of your estate . . .

                             Preserve and protect it

Strategic Estate Planning (SEP)
incorporates three phases of protection:

1 . Legal Planning
2. Financial Planning
3. Health Care Planning

1. Legal Planning: Preparing documents that will:

  • State who will manage your affairs and under what
    circumstances should you become incapacitated
    and unable to do so.

  • State when certain assets will be transferred to heirs or others,
    either during your lifetime, at your death, or sometime
after your death.

  • Reduce or eliminate the costly, time-consuming, and stressful
    process of probate.

2. Financial Planning:  Creating the vehicles that will:

  • Ensure that your assets are preserved and protected.

  • Assure your assets will benefit the charitable institutions
that mean so much to you.

  • Make the most of estate tax advantages afforded
under federal law.

  • Better protect your assets from creditors, lawsuits, and from
    loss of principal due to market volatility.

  • Give you the freedom to control the income, principal, and how
    much of it you wish to use during your lifetime.

3. Health Care Planning: Making sure that:

  • If you suffer a prolonged illness, your medical and
household expenses will be paid.

  • You can better afford the rising costs of health care.

  • Your assets are protected from the potential catastrophic loss
    due to devastating long-term care costs.
Copyright © 2006 American Senior Advisors All Rights Reserved.
www.american-senioradvisors.com